Foreclosure and Repossession

Wichita Foreclosure and Repossession Lawyer

The need to file for bankruptcy often arises after an alarming notice of foreclosure or repossession. Although financial problems may have been accumulating for months, these notices warrant immediate action by the debtor. We recognize that while no one wishes to file bankruptcy, occasionally, it is the best financial decision. I am a bankruptcy attorney who has practiced law since 1990. I am able to provide clients with individualized, responsive, and thorough bankruptcy law assistance in most areas of Kansas. Contact me for a free initial consultation.

Stop Foreclosure and Repossession

Filing for personal bankruptcy causes an automatic stay to be ordered. This means that all attempts to collect a debt must immediately stop, including phone calls, letters, lawsuits and garnishments. Additionally, foreclosure proceedings and repossessions must temporarily cease.

• Mortgage foreclosure: In order to avoid foreclosure on your home, you must file for bankruptcy before the Sheriff's sale of the home. If you are several payments behind on your mortgage, a Chapter 13 bankruptcy repayment plan may be necessary to reinstate the mortgage by catching up on past due payments.
  
  
• Property repossession: Secured property, property held by a lien, such as an automobile, can be repossessed if the payments are not maintained. You can stop repossession of your vehicle by filing for bankruptcy. Additionally, you may recover a repossessed vehicle if bankruptcy is filed prior to the car being sold.

Working to Avoid Foreclosures and Repossessions

Timing is very important in stopping a foreclosure or repossession. It is essential that bankruptcy is filed prior to the Sheriff's sale of the home or the sale of the repossessed vehicle. As an experienced bankruptcy attorney, I help clients evaluate if bankruptcy is an appropriate option and which Chapter to file under.

For personal, informative, and experienced representation from an experienced bankruptcy lawyer,  contact my Kansas foreclosure and repossession law office.

Holloway Law Offices
287 N. Willo Esque Street
Wichita, KS 67212
Phone and Fax: (316) 946-9631

I am a federally designated debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.

Located in Wichita, Kansas, the Holloway Law Offices provide bankruptcy services to clients in all of Kansas west of I-135 and in all parts of Eastern Kansas south of I-70.